Saturday, September 19, 2009
NEW WEBSITE
right now it's shitty as I try to figure it out, but it's where I'll be from now on.
www.DREWS REALITY CHECK.com
and... go
Saturday, September 12, 2009
Moments of Inspiration
But it's precisely for those reasons that it's also scary. It's not easy to leave everything and everyone you know. For Danielle, it's worth. I already left everything to come here, to Alberta. But it's still scary because even here, I'm on Facebook and on the phone and all that.
And to combat those feelings of fear, there's inspiration. Often, as Danielle and I plan and save, I lose sight of the end goal and get a little burned out. But inspiration keeps me going.
It's one of my (loftier) goals our trek to inspire others to do and try awesome things. Break the barriers, be who you want to be. As the Most Interesting Man in the World says: "It's never too early to start beefing up your obituary."
Anyway, many things have inspired us in our journey, the least of which is things like magazines, blogs, movies, books, etc.
So today's episode in inspirtion:
WHERE THE HELL IS MATT.
Between the music, the places, the sites, and of course, the dancing, I can't help but just feel awesome and hope for something even remotely as cool as this gentleman. So watch, and get inspired.
peace
Wednesday, September 9, 2009
adventures in being gas frugal
-Driving slow like a jack ass
-Driving below the speed limit on highways at what I'm under the impression is a more fuel-efficient speed
-Rolling down hills
-using the breaks as little as possible so as to not burn fuel speeding back up
Anyway, all in all I managed to get 625 kilometers to about 50 litres of gas, costing me about $50.
Using some standard math, that means I was driving at for every litre of gas I was getting 12.5 kilometers on average, or 8L/100km or 29.4 MPG.
I'm under the impression that in some ways that's not even that good. Hmmm...
Well I'll try to get better, if I don't ruin my car.
You see, in my efforts to see how much I could squeeze out of a tank, I actually ran out of gas and may have damaged my fuel injectors... oh well, it's all in the name of science right?
Anyway, the idea to do this came from the concept of HYPERMILING (google it). It's basically the process by which you find ways to get maximum fuel efficiency in your driving.
I just bought another tank of gas, so I'll see if I can do better.
Cheers
yee haw
The reason is that I've been trying to keep very busy saving money, running last minute errands and getting everything ready that Danielle and I possibly can because time is ticking down before we pack up and leave.
We managed to just about finish everything we're going to buy for our trip including backpacks, shoes, clothes, and everything else you need to live out of what you carry on your back. As well, we've been immunized and are just about ready money-wise.
Now we just need to figure out the fine details.
That includes:
- getting travel insurance
- getting our passports and visas lined up
- figuring out semi-detailed itineraries
- finding cool planned stuff to do in the several locations we're thinking about
It's all getting pretty overwhelming but there's no way it won't be awesome as heck.
I keep wanting to update you guys on what we're doing as we get closer to the date but it ends up being harder and harder to make sensible posts that won't be boring. So I'll just cramp it all into this post.
ROUGH GAME PLAN
We've sort of come up with where we want to go and what we want to do and which airlines, trains, or other modes of transportation we want to take and their various costs. Or course all these are subject to change and there's nothing's set in stone yet, but here's what it looks like:
CLICK TO LOOK AT IT BETTER
Once again that's rough, since we haven't booked anything for sure.
But we've done a few other things that should allow us to be prepared for our journey.
1. We've joined HOSTEL INTERNATIONAL. Hopefully this will allow us to realize some decent savings when it comes to finding places to sleep that are affordable. Also it may give us an ear to the ground for cool things to do in various places.
2. We've decided on a particular bank account. Up until now, we've gone with the free, online bank accounts, but now that we're on a trip we've decided on a particular bank account, that isn't neccessarily free, but will be for us since we intend to keep the minimum monthly balance.
We selected the TD SELECT bank account. Why? because with the minimum balance, you get unlimited international debit transactions, get your credit card fees waived and other little things that are pretty sweet. Mainly, it's the fact that we'll be able to get a TRAVEL Visa, which, upon use, will give us rewards points that we can use later. The fact that it's essentially free makes it worth it.
So what else is there? not much. Just remember that we're almost ready to go since we've got all our equipment. It's just the final things we have to do.
I'm still trying on putting up an website where i'll attempt to get some advertising up so that maybe i can make some money while I'm travelling.
Anyway, my next mini-adventure is going to be NEIL'S WEDDING. So I'll be in Whitby around then.
PEACE
Saturday, August 29, 2009
I fake drank and drive, got in a fake accident, and got really cut out of a vehicle
I started out with me pretending to be impailed by a stick.Then I waited around for the fire fighters to ask me what's up and help me out, while a girl in the backseat died, and I sat there being impailed.
There was also a guy in the back seat who they had to cut out.
After the got him out by ripping apart the car, they had to get me out.In this picture, the glass is exploding from them prying open the door. It was awesome. I'm also glad I got it caught on camera.
Anyway, after a long time they got me out.
It was sweet. Good for the guys for learning a little more about how to save people, and good for me for getting a few sweet pics.
Cheers
Thursday, August 27, 2009
adventures in saving money
It's a temporary thing because this month is long. At the benning of the month, I'll lose about $1000 to expenses, but hey that's ok with me.
The best thing is that it all happened slowly. I literally got rich slowly.
I have to attribute most of the effort to the fact that I want to go travel the world, which has allowed me to save most of my money for that goal.
Currently, this is how my loot works out (roughly)
-$1000 in RRSPs
-$2000 in Emergency funds
-$4500 in trip savings
-$2500 in my chequings account.
The money in my chequing account, will be going towards things like my rent, my insurance, my cell phone bill, my credit card and my car repair deductable. So it's not, as they say, unencumbered, but hey, it's a milestone for me!
So how'd I do it? These few steps and tidbits of advice.
- cut down on expenses
I stopped eating out as much as possible, drive like a slow jackass, walk to work, changed all my bank accounts to no-fee ones, got a long distance plan on my cell phone. The biggest thing to help this along is to TRACK YOU SPENDING. I literally know every penny I've spent since my birthday because I've tracked it. Since then, I've only gone out for food 4 times. Imagine how much money you'd save if you cooked food. Plus, it's way more nutricious, AND ballin as heck to cook for yourself.
-increased income
I got a second job at my gf's work. That's helped me almost double my income. Literally. With the tips I make and the cumulative wage, it made my incomem almost 50 per cent higher. At best, my frugality cut down my expenses by maybe 20 per cent. That's good, but alone wouldn't have helped me get to where I am now, or where I want to be in the future.
-automated my savings
As soon as I get paid, I automatically get money taken away to cover my expenses, go into my savings, go into my RRSPs, which happens at ING Direct, the best, easiest way to save your money. As well, my cellphone bills, insurance and credit cards are all pre-authorized so that I just automatically pay them. It's easy. Any I never worry about penalties or, worse, not saving money. It adds up quick. Since I started working in Athabasca, I've just been saving slowly, which leads me to my last tip:
-learned to be patient
Saving takes time. It doesn't just happen. Right now, I save $50 a month to my RRSPs. Since starting working here, it's now $1000. That's crazy! and $50 a month? You could spend that much in like junk food if you don't watch it. I've got $4500 for my trip, just by saving half my paycheques since March, as well as saving things like my Income Tax cheque.
Anyway, I don't mean to brag. I'm just proud of myself. Anyone can do this, and more importantly should. Somehow in the worst economic downturn in recent history, I've been able to save my personal highest.
AND, I'm a nobody, some of you people are way smarter and can invest and whatnot and earn way more through business, or whatever, so if I can do this you can too.
a walk in the 'skeg, DFP 4
Our packs are about 20 lbs each so it was a work out.
As an added bonus, it rained. That may not seem like a bonus but it was because we tried out the rain resistance of our camera bags, our clothes, our packs and most importantly, ourselves. And we did it, thought it was a lot harder with our packs.
But that's ok, we may have to at some point have to run through the rain uphill to catch a train... or something like that.
Anyway, here are some photos of the adventure.
The trails go near, and may even be maintained by Athabasca University. So there's some nicer parts before it goes into the forest more.
Before we got to the trails, the sky was already pretty gnarly, looking like it was ready to rain. But we were more concerned with the looming darkness. Danielle was, I was all like "don't worry." It was dark when we were done. Almost pitch black.
Anyway, the coolest part of the walk was that when we first got into the forest, a hawk, or other bird of prey swooped near us and screached. It kind of scared us and we tried to take photos of it, but it just kept flying away.
As we walked through the forest, we'd keep seeing the bird flitter in front of us from tree to tree, just far enough away that we never knew where it was landing. Keep in mind we walked the 5 km trail and it makes that fact pretty cool.
So as it gets darker and darker, it gets to the point where it's almost impossible to see and see the hawk for the last time. As we walk to where we last saw it, we see a white beacon just falling perfectly from the sky. No wind, no spinning, just falling perfectly. We get closer and it's the hawk's feather.
I'm not one to believe in signs, but that's as close to one as I'll ever believe. I'll take it to mean the bird, or Hawkey as Danielle named him, thinks our trip idea is awesome and fully supports it.
albino berries. D40, 10-22mm. Auto chose 1/6, f/3.5.
Anyway, enjoy
Monday, August 24, 2009
finally, a photo
ever since I've started trying to take artistic photos, I've really begun to notice the optical limitations of the lenses I'm using. Well... the 18-200 mm 3.5-5.6 is the lens I most often use. It goes without saying that 18-200 is ridiculously versitile. But the trade off is sheer optical quality. It's worth it for photojournalism, where I have to capture the moment, but not necessarily when I'm looking for quality.
What do I mean? click on the above photo and look at the drops towards the bottom. The lens has the property where things on the edges loose sharpness. Oh well, it looks cool to me.
Here's the same image with my other wide angle lens. It's not really the best use of the lense but still kind of cool.
It's my windshield because I got these cool Reflex windshield wipers that had some chemical in them making the water bead all cool like.
Thursday, August 20, 2009
wow... my bad
In other news, the clocks ticking towards the deadline for my trip. It's just about 2.5 months away before I should have all my money and everything prepared.
Today a I sent my passport application to my sister to find people to fill out the holes where they need to be filled out.
Earlier this week I got vaccinations for Typhoid Fever, Hep A, and Polio. I also got a test for TB. I thought I had it because the test site bruised, but no, it's supposed to rise, no I'm TB free!
And aside from that, I've got to really hunker down and essentially not buy anything other then neccessities in order to meet my goal. I'm a little scared, but I'm also proud of myself that I've managed to save more than $6000! (that includes my $2000 come-back fund).
Besides, if I don't make that money by then, I'll make it in probably another 2 weeks, so it's alllll good. The point is that I
- got out of debt to start saving
- got real with my spending habits
- cut all unneccessary costs
- developed savings habits
- saved a bunch of money
Even if I, i don't know... lost a leg or get some sort of debilitating disease, I'd still be satisfied that I accomplished that.
Anyway, I'll update you with what's happeneing with that, and also try to produce a video soon, since I've not go some material.
Cheers
Monday, August 17, 2009
Daily Photo Project - Day 2
Anyway, here's today's uploads. Today's theme is FARM LIFE. They were taken at Danielle's Parent's farm.
This first photo is of Jessica, Rayannan, and Donovan (Danielle's nieces and nephew) and another kid Sterling.
This is Bugs the horse. He pretty much just hangs out the farm, since he's not saddle broken and he's actually not Danielle's parents. Anyway, when he's out the field, you can call him and he'll hear you, whiny and then come running from wherever to eat grass you give him. He's like a giant dog, or that horse in the Legend of Zelda.
And here's a radom old building on the property
Sunday, August 16, 2009
Daily photo project Day 1
Today's theme is TEXTURES. I just walked around town and took some pics of things that caught my eye. Mostly walls...
Friday, August 14, 2009
Further to photos...
photos from the past
Wednesday, August 12, 2009
grasshopper
Though, one can't imagine what it'd be like in HDR! There's currently a grasshopper plague going on in Athabasca. That combined with the lack of rain and the cold weather (as in frost warnings in July) have lead to my new found home to be in a state of agriculture disaster.
Tuesday, August 11, 2009
How saving for my trip will help me save from now on
Most of what I'm doing will directly translate to what I plan on doing once I'm back.
And since I've got nothing else to write about, i'll delve into my plans. Their simple but sometimes you don't realize the obvious until it's pointed out.
So anyway here's my plan.
When I get back, I plan on maintaining my savings ratio whatever my income happens to be (hopefully it'll be higher :) ).
This is how I'll divide that savings.
20% to emergency fund:
This is something that is extremely useful. Last month my car was hit and I had to pay the deductable on the repairs. I had $2000 in my fund so I could afford the $500 deductable without fearing I'd be out of a place to live or food to eat or a knock on my credit. 20% is a good amount because as I get older and own more things (probably a house) I'll need larger amounts of money to fix or deal with things that would otherwise kill me money wise
20% to the next trip
Right now I'm saving 50 % of my money for the trip. When I get back I'll have more time to save and therefore can save less but still have the same amount in general. This ones obvious. I need a dedicated fund for simply travelling because well, that's a priority for me.
10 % to retirement saving.
Self-explanitory. I want to retire comfortable and lazy. The more I put away, the more I can be lazy and comfortable. But in all seriousness, of all the things you save on RRSPs and other retirement funds are the best because one day you'll be too old to work and you better pray you put enough money or your going to be suffering at a time when you be signing off gracefully.
10 % to toys
Thus will be my fund for more expensive things that would otherwise fill up my credit card. This way, I can buy my expensive camera equipment and still do everything else I want, with cooler camera stuff. A fund like this is a good idea because that kind of purchasing is what people like to spend money on and, if spent wisely tend to be things you actually enjoy the most. At least much more then a thousand useless things you forget about in a day.
10 % to tuition
I plan on slowly continuing to get my Athabasca University degree and so I'll need money to complete courses. Further, if I wan to do things like take flight lessons or art classes or whatever I can. This fund is obvious. I don't need THAT much money in it, but it's a much better investment because it's an investment in myself. Plus something like a degree will help me earn even more money to save or spend. Plus, just because you graduated doesn't mean you should shut down your brain. You should be a life-long learner.
2.5 % to gifts
Thus would be my fund for birthday parties, weddings, anything that comes up that deserves to have more money dedicated to it but shouldn't break the bank. That way you can get what you want to get that person and everyone wins. Also useful when you remember anniversaries on the day of.
2.5 % to charity
This one is two-fold. First I want to help various causes for obvious reasons and I'd like to give more than $2 for say a choclate bar. As a somewhat greedy reason, in Canada you get tax breaks for donating more than $200 to registered charities. So anything that gets me more money back is alrigt with me. In all seriousness, I feel semi-selfish to put so much money for self away and not help others that need it much more and this is a way of giving back.
So this is my plan. It'll come from about 50 % of my income from when
I get back.
And if you think it's crazy you'd surprised how easy it is. As a tip,
consider your savings a bill you have to pay, only it's a bill to
yourself!
Cheers
Monday, August 10, 2009
dispersing the fog
The first one reminds me of those crazy Japanese fog pictures, don't ya think? Both are HDR photos
But god damn I love photography. The first one alone is enough to inspire me to keep taking photos (even though I get paid to do it, I sometimes don't want to do it outside of work because I'm lazy).
enjoy!
Friday, August 7, 2009
An update on saving
It all started when back in March, Danielle and I were watching Harold and Kumar Escape from Guantamo Bay. Towards the end of the movie, they finally make it to Amsterdam.
Seeing all those sites, I turned to Danielle and said "We should go to Amsterdam."
Quickly, the conversation spiraled out of control. Next we decided we'd just have to see all of Europe, then finally the whole world if possible.
The problem with attaining that was several fold. The first was that I was about $1000 in general consumer debt, and Danielle had some problems of her own, namely having a relatively new $40,000 car she was still paying off.
Once we made the decision we put it on the backburner of our minds, finding inspiration in the dancing of Where the Hell is Matt, the runimations of Karl Grobl, the advice of Dave at GoBackpacking and the more "real-life" experiences of people like my cousin Alan at praxis pictures.
At one point, driving home from Edmonton (I don't remember why we were there), we came to the conclusion that the magic number for the adventure was $10,000 saved.
Well, Danielle already had that much money because she's a super saver, but I was far from it.
However, I've done everything I can to get there. I've quit smoking and drinking. I wasn't addicted to drinking and I haven't really quit, I just haven't gone out to get drunk in so long that I honestly don't remember. I've got a second job and I've moved to all no-fee things so I can save every penny I can.
And now here we are today. I've saved a whopping $4000 for the trip alone. But I've also saved $2000 before that as an emergency/come back home money for like when my car was smashed or when Danielle and I come home and we need some rent and food money.
So that' means I've saved $6000 since March! That's awesome! And the thing was, it wasn't that hard!
I just switched my priorities. You'd be surprised how easy it is to save money when you're not spending it. Before I was just blowing money, and you know, I've got almost nothing to show for it! I wish I had that money now...
But oh well, two things you carry with you for life are LESSONS and REGRETS. You decide what is what, but remember, lessons weigh less than regrets.
Anyway, there's still alot for us to do. We still need to finalize what we're going to do and when. We've come up with basic ideas, but we still need to figure it out for sure and when that day comes. I'll let you know.
Until then, save up for your dreams!
Drew
Wednesday, August 5, 2009
the results so far
Anyway, here are the results from my attemps.
Underwear
brand: Icebreaker Beast relaxed boxers with 3-button fly
colour: black (Jet)
weight: almost nothing
material: 100% Merino Wool (sheep in New Zealand)
price: $32.99 on sale at Camper's Village
marketed as: natural, sexy, wicking, odour/moisture resistant, climate contorlled
Day 1 notes:
-Initially very comfortable. More supportive and hugging on the legs than regular boxers. Soft against skin. Feel "cool" as if air is flowing through them. Waistband not noticable. I "feel" that I'm wearing them because they're tighter than my usual underwear.
cleaning attempt:
-They seemed to clean very well, though I've never cleaned things by hand before. They were dry by the morning.
Day 1 tests:
comfort: 10
cleaning: 10
drying: 10
Socks
brand: Smartwool Adrenaline Multi-Sport light cushion
color: white with designs
weight: heavier than regular socks
material: 72 % wool, 26 % nylon, 2 % Elastic
marketed as: sporty, odour resistant, wetness wicking
price: $21.99
Day 1 notes:
-intially very comfy. Cusion is quite noticable compared to regular socks. Feels like my feet are slightly sweaty, not to the touch, but to my feet themselves.
cleaning attempt: These aparently got the dirtiest in that they, well, made the water dirty after washing them. But they seemed to wash well. However, they weren't dry after more than... 8.5 hours of hanging. So that's pretty weak. That being said they were hanging in my bathroom. Maybe they just need to be blowing in the wind. I tried putting them on for a bit to see if that would help them to dry but to no avail. I gave up and wore regular socks today.
Day 1 tests:
comfort: 10
cleaning: 8
drying: 0 (this time anyway)
Shirt
brand: Exofficio Eco
colour: blue
weight: regular shirt
material: 40 % soy fibre, 60 % cotton
marketed as: wicking, odour resistant, natural, eco-friendly
price: $19.99 on sale
Day 1 notes:
- feels like a regular shirt. It's a medium, and it fits my body as such but it's longer than regular medium shirts. Seems to stay dry when the suns beating down on me.
Cleaning:
-effort to clean because it's a shirt, but cleaned well. Hard to hang up to dry because it's much bigger than underwear. It fell during the night so in the morning it was still a wet heap on the floor. Tried putting it on for the morning routine to see if that would help it dry but it didn't, just made me cold. I put on a nother shirt.
Day 1 Tests:
Comfort: 6.7
cleaning: 6
drying: 2
In conslusion, the underwear was the best. The socks and shirt were wet after a whole night of drying. That could be a deal breaker for them. The underwear lives on (me) for another day.
wide angle awesomeness, testing the products,
here's a few shots from it. (the first one's an HDR photo)
To make REALLY good photos you with a wideangle, you have to try to distort perspective, not squeeze everything in. That's why the last one looks cool. That's just a regular lens, but Danielle was so close that it made it look huge!
Anyway, I'll walk around town experimenting with the lens and hopefully it'll prove itself worth it or i'll try to sell it!
And here's another random photo I took in Edmonton. The sun was setting and casting a deep red light on this already red random chimney.
That's it for photos for now
TESTING THE PRODUCTS
I sort of ran out of things to write about so I've decided the most logical thing is to test and review my adventure clothes.
I've decided on a few factors based on what I know/learned to expect from travel. They have to be comfortable. They have to be cool (temperature) in the long run. They have to be hand washable. They have to be worn for extended periods of time without becoming smelly and gross, and a few other things.
So to test them, I'm going to wear them for extended periods of time (gross, eh?), try to hand wash them, and wear them continuously to test the above and then give a report. That way, you guys can laugh at me wearing the same underwear for a few days in a row, and I get to see if they'll be good come clutch time, when I can't just change them.
Haha. The be honest. I'm not going to wear the same underwear over and over. I'm going to wear it, attempt to clean it using what I've got in my pack and wear it again. That way I'll know if it's a good idea to do so or if I should change to different brands.
I'll set up a basic test against which everything will be graded, 1-10, ten being the best.
1. How comfortable are they after all day
2. How well do they clean by hand
3. How fast do they dry
4. How comfortable are they after two days
5. Do they ever smell (this one is for underwear and socks)
With this, and some other basic factors, like weight, colour and whatnot I'll post and let you know.
Currently, I'll triple team a bunch of stuff, since I'm already wearing them.
Those are my ICEBREAKER BEAST JET relaxed boxers with fly, my SMARTWOOL MULTISPORT light cushion grey socks, and my EXOFFICIO soy fibre/cotton blend blue shirt.
let's see how they stack up and god, hopefully they don't stink!
Tuesday, August 4, 2009
Drew's Reality Check just got better :)
It looks like lots of stuff but knowing how many clothes I own and that's all I get for six months scares me!
Most of what we've bought is designed for backpacking. The shoes are hybrid runners/hikers (amazing I might add), the pants convert to both capris and shorts, jackets have hoods and are water resistant, socks are wool with temperature regulating, moisture managing, odor control features. The shirts are also part wool with water wicking fast drying qualities. I used to buy clothes because they looked cool now there is all sorts of technology I didn't even realize existed.
We've also got most of our other necessities such as first aid kit, ponchos, water bottles, electric convertors, toiletry kits, medicine, locks, sleeping bags, hats......... I could go on with more but I think you should get the picture. It's weird to think of all the things that I've neglected having in my house on my night stand in my cabinents, I've learned to appreciate the convienience of it all as I try to pack all I'll need for six months into a 55L backpack.
Well, that's the first of what will probably turn into many of posts.
Cheers,
Danielle
Sunday, August 2, 2009
A sample HDR
You'll notice that it looks "different" than regular photographs. HDR photos are essentially 2 or more photos put together so that you can see the detail at every amplitude. This is more how your own eyes see, but cameras can only see one level of light at the time. If you don't know what I'm talking about, look at the lower examples, which were merged to get all the detail. I'll try to create cooler ones in the future, but in the meantime, look at the leading website on the it: www.stuckincustoms.com
You can see from the orginial photos, how the camera saw the scene in different ways, and then how I used a program to make it look cool.
you can see the difference, and the result is quite cool!
I'll try to make cooler ones, but first I've got to do the job I'm paid to do, that is make a newspaper.
Cheers
what to do
Sorry I haven't been writing about stuff recently. I've just been busy with working my two jobs and saving money to really have anythign new to talk about on a regular basis.
What I will do is try to add more photos to my site as I take them, and talk about plans for my trip as Danielle and I make them.
In the meantime, here's an AWESOME photo site. It's uses HDR (High Dynamic Range) photos, which is basically taking all the visible elements of several photographs and sticking them together. I'll try to make one today perhaps and post it.
Check it out! www.stuckincustomes.com
Saturday, July 25, 2009
Second jobs, more savings, no interest
^ a preview of my budget
Danielle's been bugging me for weeks, if not months to work at the restaurant where she manages, the Fox Den.
After much cajoling I finally agreed. First I was a little hesitant about the job. I have never served and have a terrible short term memory.
But I reluctantly agreed and as of today worked my third shift.
Taking the job was a ver important step towards our goal of world travel. In order to go out there, we obviously need all the money we can get and as it stands, Danielle makes more money than I do.
It's one of the things that is often overlooked when you're trying to save money. We've already cut our expenses down to the bone, upped our savings and done just about as much as we can to be frugal. So what's left?
What's left is also one of the best ways to increase savings - increasing your income.
Most people, like myself, have a few hours a week that could honestly be better spent. I'm only working about one day a week, but it's helping me make about $100 a shift, from wages and tips.
And that's all I need. That extra money means that I can almost save my entire newspaper paycheque, at least the 2/3 that doesn't go to bills.
Plus, last month, I spent much too much money on trip supplies and found I had an unusually high cell phone bill so I was almost panicking in terms of how I pay off my upcoming bills.
As a plus note, it only reduce my monthly savings deposit to pay those, but it's still not something I wanted to do.
So with the help of the second job, I manage to do just that. Balance my books and even earn a little extra.
The fact that I was only worried about digging into my savings instead of defaulting on a payment is my next important point.
I use the BUDGET app on my iPhone. It works like a giant cheque book where I record all my income and expenses.
The way I use it is that as soon as I get paid, I automatically subtract my upcoming expenses. That way the moneys already allocated and I don't have to worry.
For instance, I've got about $1,700 in my chequing account, but on my Budget app it says I'm in the hole $150 because i've already allocated money for rent, insurance, cell phone bills and all the money I've put on my credit and debit cards. Come the first of the month, I won't even know I've physically paid the bills (added to that, all my bills, including my credit card, are pre authorized so I literally don't think about it.) I'll be out of that $150 hole when I get my paycheque from the Fox Den.
The biggest benefit of budgeting here is that it's a load off my mind.
And lastly I'll touch on the fact that I refuse to pay credit card interest. I could easily have dealt with mybudget if I hadn't gotten a second job if I decided to just pay some of my credit card bill. But why give credit card companies more of my money?
So in closing, remember these few things.
- the easiest way to save money is to earn more of it.
- budgeting takes a load off your mind and keeps a load in your wallet.
- interest is money you're just throwing away.
Cheers!
Thursday, July 23, 2009
On setting goals
best give some advice. I can only hope any of my advice was worth
anything, but what do I know.
It did get thinking though that life is about goals. You need to have
something worth stryving for or you're just trying to survive.
Survival maybe noble but, it's only the first goal that any reasonable
person, and indeed every other living thing on the earth - if not in
the entire universe -tries to accomplish.
It's those things beyond simple survival that makes humanity something
to admire and appreciate.
As you're probably aware my current goal is go travel some parts of
the world to experience more of life and the planet. As well I'm
looking forward to the food!
But here are a few goals I'm also interested in over the long run on
my life, subject to availability, finances and lifespan.
1. I want to be a certified skydiver. Danielle and I went yesterday
and passes our first paper pull. Doing so is the first step in pulling
your own chute.
The idea is that once you jump out of the plane you reach behind you
and pull a piece of paper out of the slot where you chute would be.
The idea is that you do that enough times and prove you have the
mental fortitude to not die by not pulling you chute.
Anyway, we have to keep doing it until our teachers are satisfies that
were competant enough to pull our own then I guess we get to do that.
Then there's a bunch of other stuff we have to do such as accurately
landing, free falling, etc., before were certified anywhere in Canada.
2. I want to be a certified private pilot. I won't pretend I've got
half the skill of my buddy Joel when it comes to flying planes but I
definitely think I could fly a little one.
This goal is more for the joy of flying then anything else and if I
can afford the classes ( which inidently aren't that expensive ) I
will do it. Buying a plane is a whole othe story.
3. I want get a masters degree in something, hopefully journalism.
First I need a regular degree, which I'm working on now through
Athabasca University, albeit very slowly. It will take me about 4
years to earn it one credit at a time, but it's doable and affordable
that way.
I shouldn't have to tell you the benefits of education.
4. I want to see most, if not all of the world. Basically, once
Danielle and I come home from our trip, we're just going to be saving
up for the next one. Hopefully each time we come home well have better
jobs and can therefore save up more money, be gone for longer and
therefore see more of the world.
5. I want to own a business. I don't know what kind by I want to.
6. I want to have a million dollars. This is not at all because I'm
greedy or want to buy anything. I just think I can be frugal enough
and save enough money over a long enough time to have $1,000,000.
7. A big family would be cool. It's probably contradictory to the
previous goal, but I figure if I'd have as many kids as I could afford
without impoverishing the family and ruining their chances for an
education.
In reality, no matter what I accomplish, none of these things matter
if my genes and the human race don't continue.
These are just some goals I sometimes think about. What are some goals
you have?
Of course, these are all liquid. My goals and ideas change on a daily
basis. The importan thing is that you focus on goals and try to
acheive them.
How to climb a mountain? One step at a time.
Cheers
Thursday, July 16, 2009
I'll hide out under there...
Moving on.
I will first say today is the 40th Anniversary of...
That's right Lloyd, we landed on the moon.
And by we, I mean Americans. Good for them.
And by the 40th anniversary, I should clarify that today is the anniversary of the LAUNCH. the landing is in a few days.
On that, this is coolest website. It's a "live" real-time travel to the moon. It basically is a second for second recreation of the entire mission that you can watch in real time like you were there! insane, but it'll be a few days before they get to the moon and I missed the launch so it's a little boring at the time of writing this.
But! it is the coolest thing ever to hear them like its happening right now. Check it out!
Anyway, I wanted to write about my trip planning, so here it goes.
I went to Edmonton and bought some stuff for my trip, which included the most expensive pair of underwear I've ever bought.
They are ICEBREAKER BEAST underwear. The websites a little over the top... but I bought them because on my world trip I'm going to need solid, breathable comfortable underwear and this is the current experiment. I figure if they suck, they'll still be darn good underwear, and if they're awesome, well, they're coming with me to far off places.
Anyway, they were $35. Not TOO much, but for pete's sake it's underwear!
I did the same for socks, bought $20 Smartwool socks, for the same reasons as above. Let me just say, I'm rockin in both right now, and I have never been more comfortable in all the right places.
I also found an adventure shirt that was on sale. It's apparently made of soy and it's quick drying, anti-odour, easy clean and it wicks away moisture. It was $20.
Anyway, all this stuff is expensive, but if it works and it lasts, I'm more than happy to INVEST in good stuff than suffer on the road for having saved a few bucks.
But, that being said, I'll give them a few days.
As it stands, that means I've got almost everything I need for my trip except: adventure pants, a little computer, and a few odds and ends and I'll be done!
Some of the websites I've been using are PRACTICAL TRAVEL GEAR review, BACKING AROUND THE WORLD, and CHEAPEST PLACES ON EARTH, all SOLID websites.
I'll end with a rumination.
The reason why I'm deciding to travel is multi-layered.
I'll start by saying I have nothing against this part of the world, or this time in humanity or anything of that nature, nor am I running away from any particular problem.
I mean, as it stands, I've got a great job, an awesome girlfriend, a steady money plan, loving family and kick-ass friends (though they're far the heck away).
But what it's about is wanting to do more than all that. It's not that those things aren't enough, it's just that there's so much more.
It's not unlike when I decided to move to Alberta. It wasn't that I wanted to leave things behind, it was that deep down, I knew I wasn't leaving forever. It's not like I was dying or everyone else was, it was just that I was going on a mission and I'd be back to report on it. Everyone's lives would go on and it be a life-experience.
So that's one reason: it's something new, awesome and interesting to do. People probably thought along the same lines of going to the moon.
Secondly, I can afford it. It's not like I'm raking in the dough here, it's just that since being here, I've had to pay for just about everything myself, and thus have developed a saving mentality. Thankfully I've got no home, family (well family would be alright to have :p) or debts, so I'm free to do it. I might never be in this position again, so I have to take it.
Further, I simply want to see awesome things, talk to new people, enjoy beautiful scenery, eat exotic food, swim in oceans, jump off mountains, climb hills, whatever!
Basically, I ruminate with the hopes that somebody catches the bug and decides they want to go to.
So go! and tell me about it.
I'll show you some of gear later this week.
-Drew
Sunday, July 12, 2009
more trip planning
The biggest part is figuring out where to go, and how much it costs. Flights are easily the most expensive thing.
BUT thank whomever for the website WHICH BUDGET. It is a comprehensive website that lists every single discount airline in the world and allows you to search based on where you're going or where you're coming from. It's seriously the best thing ever.
Because of that website we've been able to find cheaper prices on literally every flight in our itinerary and therfore can squeeze in a few more places. It's pretty epic.
Anyway, I've created a simple budget spreadsheet for our trip HERE. It outlines most of our expenses and our so far conservative estimates of how much we can spend at maximum at each place. Hopefully it would be less in some places and even zero in others where there is family involved but I can only imagine.
Anyway, check it out and tell me what you think! later
in case you don't know her...
so wait for her posts and check them out!
Also, when we start our world adventure, I'm going to switch to our other blog called DANIELLE AND DREW'S AWESOME ADVENTURE.
There's nothing on that blog yet, but there will be. That way OUR stuff isn't just on MY blog (you know how girls are :D )
Saturday, July 11, 2009
Planning the trip...
You can click on it to look at it better.
Basically, it outlines some of the different routes we've been looking at. The pink route is the one we've more or less decided on and the other colours are the other alternative routes we've looked at.
Of course, nothing is final. You'll notice the question mark, which represents our inability to plan where and for what reason we want to go around there.
Regardless, our goal is to hit Goa, Thailand, and New Zealand, and anywhere we hit along the way is ok with is and indeed, is what we want to do.
So there you have it.
In order to plan our trip we have to of course find how much all this shit costs. I've been using Google Docs to plan it, which is essentially Excel, but free and on the internet. I'll try to link to it but i don't know how yet.
Anyway, all those plans essentially cost $10,000 for flights and accomodations. Thankfullmy some of those places have family, which we will visit/sleep on their furniture to save money and increase adventure potential.
Planning is essentially the most important part of our trip. There is, in reality, too much to see in a lifetime and we could endlessly plan and plan and eventually have such a large and expensive itinerary, that it would not be feasible. Already I'm having doubts that I will save enough money in time, but I'm trying.
Anyway, there's so many ways to plan. Danielle and I are just in the stage of finding where we want to go and for roughly how long. This current plan has us gone until April!
Once we've figured that out, we'll get into the nitty-gritty of where we'll stay, for how long and what we'll try to look at. So in the meantime, stay tuned.
Friday, July 10, 2009
Thursday, July 9, 2009
Danielle and Drew's Awesome Adventure Episode 1
For the record: I don't want to put it on youtube because of the music in it... hopefully it stays up here even though both blogger and youtube are owned by the same company...
ENJOY!
Tuesday, July 7, 2009
... I went rocky mountain climbing...
I get bored and gear up
how I'll do it.
In the pic you can see my backpack on my back, my day pack strapped to
the front and my camera bag around my waist and on my shoulder.
Altogether it was about 20 lbs. That may seem like a lot but I'm lame
and walk around my house wearing it after work getting used to it.
As well when you're travelling you should carry at most 35% of your
weight and I've put on some pounds since most of you last saw me.
Anyway, it's surprisingy comfortable.
Once Danielle and I have everthig we need for a trip well do a total
inventory for you guys.
Also watch for our Jasper trips and our video coming soon. Peace!
Monday, July 6, 2009
Here's hoping.
So here's a pic of Danielle I also took on my phone!
Unfortunately, all my phone updates will have un-pretty formatting because i dont know enough about HTML and all that. do you? email me.
Also, you'll notice I've added a twitter updater on you're right so I can be even more annoying.
Peace and love homies